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Mortgage Lender Plymouth - Michael Houg

As a Plymouth mortgage lender, I have been originating loans, and helping people find the right financing solutions since 1998. I specialize in helping people that are in the very early stages of home buying process - people that are gathering information and do not want to be overwhelmed with unwanted hassles or sales calls.

I have come to realize that just by providing as much helpful information as I can to people, they are appreciative of the help I have offered and very often choose to work with me when it comes time to finance the purchase of their home.

One thing that you’ll find when you do start working with me, is that I take great pride in being extremely accessible to my clients. I will even answer the phone when I’m on the other line with someone else! I do this to make ensure that every single one of my clients can get their questions answered at any time.

Whether it’s the evenings, the weekends, I am there whenever you need me!

Area of Expertise

  • Conventional Loans
  • FHA Loans
  • VA Loans
  • Specializing in First-Time Homebuyers

My customer reviews are something that I am very proud of. These reviews are evidence of my dedication to earning the distinction of being such a highly rated Plymouth mortgage lender. In addition to offering Plymouth great financing options, and mortgage advice to my clients in Plymouth, I am also available to help people in Hennepin County and across the state of Minnesota.

Some Helpful Information About Plymouth From Michael Houg Mortgage Lender Plymouth

Plymouth has a population of 70,576, which makes it the seventh largest city in Minnesota. It is conveniently 15 miles from downtown of Minneapolis, and makes it the third largest suburb of the Twin Cities metro area!

In the Minneapolis-Saint Paul metropolitan area there are 3.52 million residents, and I am dedicated to making sure they receive the best mortgage rates and services possible.

Plymouth has a climate typical of the Midwestern United States, with cold winters and hot, often humid summers. It is known for its proximity to nature and is the perfect city for someone who enjoys the outdoors!

Real Estate and Mortgage Plymouth

The median home value in Plymouth is $330,500. Plymouth home values have gone up 2.6% over the past year and it is predicted that they will rise 1.8% within the next year.

In 2018, the Plymouth housing market will be cool, which makes 2018 a buyer’s market, and a perfect time to purchase your new home.

I am here with you every step of the way, if you have any questions about Plymouth home loans or mortgages.

Plymouth home loans and mortgage rates are still historically low, hovering below 4% and will likely stay there. There are no high increases forecasted in the near future, and as a Plymouth mortgage lender, I can help you find the right finance options with various mortgage and financing options. I make sure to stay current on the market trends and worrying about the details, so that you can have the information you need to make an informed decision, and I have also found a free mortgage calculator to help you plan for your purchase of a new home.

The City of Plymouth

Plymouth has built a national reputation as a thriving community that offers an excellent quality of life. Its lakes and rolling terrain provide the backdrop for a blend diverse residential, business, and commercial areas.

The city has placed a high priority on establishing a first-rate park system, interconnecting trails and diverse recreation facilities. As the community has matured, the city has worked with citizens to permanently preserve natural open-spaces, nurture the arts and protect the environment.

The city has a high rating for both the low level of crime and the diversity of its residents. As of 2017, the median household income was $85,418, which is much higher than the national average of $53,889. All of these statistics are a great source of pride for the city of Plymouth.

What the city offers:
Extensive trails and parks
Picturesque open spaces
Strong neighborhoods
Diverse recreation programs
Highly regarded school districts
A variety of local businesses
Nearby shopping and entertainment districts
Easy access to downtown Minneapolis and its wide array of cultural and sports venues.


Things to Do in Plymouth

One of the main things that Plymouth has to offer is natural beauty and recreational activities. Medicine Lake, the second largest lake in Hennepin County, is located in Plymouth, and it is a magnet for anglers and boaters.

Plymouth’s provides a picturesque backdrop for one of the nation’s premier park systems. It includes 164 miles of city, state and regional trails and 1,670 acres of park land. There is a handy park and trail map if you wish to explore the natural beauty of the area!

Located near the cities of Minneapolis and St. Paul allows you to enjoy all of the 4 major sports! · The Minnesota Twins of the MLB - schedule can be found here
· The Minnesota Vikings of the NFL - schedule can be found here
· The Minnesota Wild of the NHL - schedule can be found here
· The Minnesota Timberwolves of the NBA - schedule can be found here

With all these sporting options, it is safe to say that you will be a pleased and busy sports fan!

The city of Plymouth and the whole state of Minnesota are also very passionate about hockey and there are many youth programs and rinks to join.

The city of Plymouth is one of the best communities in Minnesota and as a Plymouth mortgage lender I can help you call it home.

Why a Plymouth Mortgage Lender?

I am proud to be a Plymouth mortgage lender.

While a bank only offers the products from their particular institution, licensed mortgage lenders offer their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.

I proud to help you with the first steps of owning a home, by offering various financing and loan options, and using my years of experience to make sure you are getting the best mortgage possible.

I understand that purchasing a home can be confusing, and am happy to answer and questions or concerns you may have about Plymouth home loans and mortgages.

Whether it’s the evenings, the weekends, I am there whenever you need me.


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